Get your pre-approval sorted before you start house hunting
Find out what you could borrow and which lenders suit you. I compare 50+ lenders, and you deal with me directly from first chat to settlement.
Do the groundwork before you fall in love with a property
Pre-approval gives you a clear idea of your budget and which lenders suit you, so you can look at the right properties.
Know your budget
Find out roughly what you could borrow before you start inspecting, so you are looking in the right price range.
Make offers with confidence
Agents take buyers more seriously when the finance groundwork is done, especially at auctions.
Spot issues early
If something in your situation needs sorting, we find out now, not after you have signed a contract.
The documents most lenders ask for
Every lender is a little different. I will send you a checklist that matches your situation.
From first chat to pre-approval
A free chat
Tell me what you are looking to buy, your income and your deposit. I will ask questions and give you an honest picture.
I compare lenders
I look across 50+ lenders to find the ones that suit your situation. If something will not work, I will tell you why.
We lodge your application
I prepare your pre-approval application, deal with the lender and keep you updated along the way.
Through to settlement
When you find a property, I help you move to formal approval and stay with you through to settlement.
What buyers ask me about pre-approval
Is pre-approval a guarantee I will get the loan?
No. Pre-approval is conditional. The lender still needs to value the property and confirm your details before formal approval. It does give you a much clearer picture of where you stand.
How long does pre-approval last?
Usually around three to six months, depending on the lender. I keep an eye on the expiry date and can help you renew it if you are still looking.
Will applying affect my credit score?
A pre-approval application usually involves a credit enquiry. I talk you through this first and avoid applying with lenders that are unlikely to suit you.
How much does it cost to use a broker?
Nothing. Lenders pay my commission, so my service is free to you. My credit guide explains how I am paid.
Can I get pre-approved before I have found a property?
Yes, that is the idea. Getting pre-approved first means you know your budget before you start inspecting or bidding.
Ready to start house hunting?
Get your pre-approval underway with a free, no-obligation chat.